The second most important type of insurance policy for people over the age of 50 is final expense insurance.  Final expense insurance provides the peace of mind in knowing that money is going to be there, at the right time, to pay for a nice funeral and ceremony to commemorate and celebrate your life.

One simple plan can provide the solution for paying funeral, burial, cremation, and other final expenses without having to dip into any investments or savings to help pay the funeral bills.

With a final expense insurance policy:

  1.      Your funds are protected
  2.      You maintain control of your funeral arrangements
  3.      You or your family have the freedom to choose any funeral home
  4.      All excess funds after paying for cremation, funeral, and burial expenses are available to pay for other final expenses, such as medical expenses, any outstanding debts, and potential tax liabilities. 

Find out how a Final Expense Insurance plan will relieve your family from the financial burden of paying funeral, burial and other final expenses.

Please contact us for your Free Final Expense quote.

(No Cost or Obligation and Strictly Confidential)

COMMUNITIES WE SERVE

Here is a partial list of some of the Washington County and surrounding area communities that we serve:

Baldwin, Bentleyville, Bethel Park, Brentwood, Bridgeville, Brookline, Canonsburg, Carnegie, Castle Shannon, Cecil, Churchill, Claysville, Dormont, Eighty Four, Finleyville, Gill Hall, Heidelberg, Hendersonville, Houston, Jefferson Hills, Lawrence, Library, Marianna, Mars, McDonald, McMurray, McKeesport, Mt. Lebanon, North Strabane, Oakdale, Peters, Pittsburgh, Pleasant Hills, Scott Township, South Park, South Strabane, Upper St. Clair, Venetia, Washington, West Alexander, West Mifflin, Wexford, Whitehall, Willock.

By planning ahead, you can also choose the type of service that you desire. This relieves your family of the burden of having to make difficult decisions under emotional duress.

Key aspects of our strategy

Your funds are protected and will be there when needed.

A policy assigned to an Irrevocable Funeral Trust are excluded from your assets.  The most common reason for doing this is to protect the funds if you ever go into a nursing home and need to apply for Medicaid.

You maintain complete control of your funeral arrangements.  You or your family have the freedom to choose any funeral home.  If you move, your final expense policy can be used at the funeral home you or your family selects in your new town.

Funds are available to pay for cremation, funeral, and burial expenses and other final expenses, such as medical expenses, any outstanding debts, and potential tax liabilities.

Surprising Facts at a Glance

Social Security Income

Percentage of an average wage earner’s income after retiring that is replaced by Social Security.

Will or Trust?

Percentage of survey respondents in the 53 to 71-year-old age group that have a will or living trust.

Long-Term Care

Percentage of people over 65 that can expect to use some form of long-term care.