We understand that your savings may provide for all different types of life events: retirement, a new house or vacation home, travel, healthcare, or all of the above.

Rising healthcare costs can have a tremendous impact on retirement savings and security.  For instance, due to increased longevity, the risks are high that at some point we will all need long-term health care services.

Every family must consider ways to protect their retirement plan from unanticipated long-term care health expenses. Fortunately, there are ways to plan a successful retirement and still protect your retirement assets from rising healthcare expenses.

It has been estimated that one out of every two Americans will require long-term care during their lifetimes.  Are your assets protected from the expenses that would result from needing long-term care?

Key aspects of our strategy

Consider ways to protect your retirement plan and other assets from unanticipated long-term care health expenses.

A full comparison of the options available to minimize your out of pocket costs.

The ultimate way to maintain your independence is to ensure that you have the resources to purchase the services that you prefer or need.

Surprising Facts at a Glance

Social Security Income

Percentage of an average wage earner’s income after retiring that is replaced by Social Security.

Will or Trust?

Percentage of survey respondents in the 53 to 71-year-old age group that have a will or living trust.

Long-Term Care

Percentage of people over 65 that can expect to use some form of long-term care.