Why do people procrastinate and put off planning for retirement, long-term healthcare, their funeral, and for the transfer of their estate to their beneficiaries?

There must be a reason, and if there’s a reason, there must be a solution.

It seems logical that everyone would want to plan for retirement so that someday they can stop working and still maintain their standard of living.

With people living longer today, it seems logical that everyone would want to protect their retirement from unanticipated long-term healthcare expenses, especially since people have more time to do it.

Not too many decades ago, people didn’t make it until retirement. They didn’t know what retirement was. It didn’t exist. People worked until they died in their 50’s or 60’s.  There was no time to plan ahead.

Today, people are living longer. It isn’t unusual for many people to live 20 or 30 years or longer after they quit working.  That’s more than enough time to plan for events with a 50 to 100 percent chance of occurring.

Nearly everyone reaches retirement age today. Seventy percent of people over age 65 can expect to use some form of long-term care. There’s a one hundred percent chance of dying.

So, why do so many people procrastinate and put off planning ahead for their future? And what is the solution?

Are you one of these people?  If so, I’ll offer a solution.

Then, you can read a good article about procrastination – which is derived from the Latin procrastinare – “put off till tomorrow”  – in the New York Times titled, “Why You Procrastinate (It Has Nothing to Do With Self Control).”

Or, you could put it off and read it tomorrow, or the next day.

In my over 30 years of helping people plan for their funeral, I have found that some people just put it off for so long that they end up passing away before they get around to it.

Do let that be you.

As promised, here is a solution for ending procrastination once and for all.

Put It Off!