What are the benefits of final expense insurance?

Final expense insurance is an easy way for families in Washington, PA and surrounding Pittsburgh communities to provide for funeral and cemetery costs and other obligations.

According to the National Funeral Directors Association (NFDA) survey in 2017, the median cost of an adult funeral with viewing and burial was $7,360 without a vault and $8,755 with a vault (not including cash advance items, such as flowers, newspaper notices, gravestone, etc.).

Covers More Than Just Funeral Costs

Final expenses usually involve more than just funeral costs.  For example, your policy could be set up to pay for cemetery expenses, such as the grave opening and closing, a burial marker or monument, outstanding medical expenses, debts, and other obligations. Excess funds are available to the beneficiary of your policy and can be used for any other purpose.

You Maintain Control

A final expense policy allows you to maintain complete control over your funeral and burial arrangements.  There is no need to choose a funeral home or cemetery now unless you want to.  If you move out of the area, your policy can be used by your family to pay for funeral, cremation, burial, and other expenses in your new city or state.

Your Funds are Secure

The final expense policy is funded by life insurance so your funds are secure and the death benefit is guaranteed.  Your policy will never be cancelled if the questions on the application are answered correctly and premium payments are kept current.

How to Apply

Final expense insurance is an easy way to provide for your final expense needs.  There is a simple application and no medical exam is necessary. You can choose an affordable monthly or annual payment option.

For more information about the benefits of final expense insurance, give us a call today at 724.228.3440. We offer a free consultation to help you determine how much to set aside now to cover future funeral, cremation, burial or other costs.